JAACK & CO LLC.

Strategic Expansion Proposal


  • Funding request: $1,008,000
  • Markets: Antigua and Barbados. Building on proven operations in Haiti and the Dominican Republic.
  • Tagline: Cash pays the lender first. Growth second.
  • Date: August 2025

Who We Are & Leadership

JAACK & CO LLC. is an alternative asset management and oil distribution company operating the Atlantic Grease and Lubricant brand. We finance and scale high-yield distribution networks in emerging markets, with proven profitability in Haiti and the Dominican Republic.

Jerry R. Lorseille, CEO

Financial strategist and proven operator in cross-border trade and investment management. Leads market strategy and disciplined execution.

Alex S. Jean, COO

Logistics and procurement expert. Owns day-to-day operations, warehousing, transport, and route reliability.

Albert E. François, CFO

Capital structuring and unit economics leader. Owns pricing, lender reporting, and covenant discipline.

Executive Snapshot

We request $1,008,000 to replicate our proven model in two new markets (Antigua and Barbados), with $504,000 allocated per country. Prices, SKU mix, and shipment economics from current operations remain unchanged, ensuring a consistent and profitable approach.

Haiti Performance

  • Deployed Capital: $235,000
  • Volume: 10 containers (158,040 liters / ~41,750 gallons)
  • Gross Margin: 35%
  • Net Margin: ~25%
  • Clients: 25+

Dominican Republic Performance

  • Deployed Capital: $196,000
  • Volume: 7 containers (110,628 liters / ~29,225 gallons)
  • Gross Margin: 28%
  • Net Margin: ~18%
  • Clients: 15+

Our pricing strategy includes a 20-30% pricing cushion. Operating costs impact approximately 10% of gross return. All banking is in USD with SWIFT connectivity and verified internal reporting, ensuring transparency and compliance.

Haiti Performance: Our Profit Engine

Our operations in Haiti demonstrate a robust and profitable model, driven by strategic capital deployment and efficient market execution. The low competition and consistent demand create a stable environment for strong margins.

💰 Invested Capital

$235,000

📈 Gross Return

35% ($82,250)

💲 Net Profit

25% ($74,025)

📦 Volume Distributed

10 Containers
(158,040 Liters / ~41,750 Gallons)

Clients: 25+ wholesale buyers

Cash Cycle: Inventory turns 30-45 days, cash recovery 15-30 days.

Operational Footprint: Dominican Republic

Our Dominican Republic operations showcase strong performance, leveraging a sophisticated financial infrastructure and robust legal framework to ensure secure and efficient trade.

💰 Invested Capital

$196,000

📈 Gross Return

28% ($54,880)

💲 Net Profit

18% ($49,392)

📦 Volume Distributed

7 Containers
(110,628 Liters / ~29,225 Gallons)

Clients: 15+ industrial buyers across various sectors.

Cash Cycle: Inventory turns within 30-45 days, with cash recovery typically within 15-30 days.

Expansion Thesis: Antigua and Barbados

Building on our established success in Haiti and the Dominican Republic, JAACK & CO LLC. is strategically poised for expansion into the high-potential markets of Antigua and Barbados. These markets offer significant advantages for growth and increased profitability.

Why These Markets?

Modern Ports & Reliable Shipping: Efficient logistics minimize delays and costs.

Predictable Duties & USD Stability: Clear financial frameworks reduce risk and ensure transparency.

Limited Entrenched Competition: Opportunity to quickly capture market share.

Significant Fuel Demand: Combined annual demand estimated above 2.5 million gallons.

First 90 Days: Market Entry Strategy

Secure Storage & Core SKUs

Establish bonded warehousing and initial stock of high-demand products.

Onboard Priority Clients

Engage key wholesale buyers and establish foundational relationships.

Lock Distribution & Trucking

Finalize reliable local transportation and delivery networks.

Expand SKU Range

Diversify product offerings based on early market feedback.

Convert Repeat Buyers

Implement strategies to foster long-term customer loyalty and recurring orders.

Outcome: This strategic expansion is projected to lift our total output capacity by 40% or more across all four markets within 12 months, solidifying our regional leadership.

Shipment Economics. Margin proof

Gross Margin

Shipment 1: 59%
Shipment 2: 65%

A significant 6% increase under standard conditions.

Gross Profit per Container

Shipment 1: 165,019
Shipment 2: 181,533

An additional $16,514 in profit made.

Key Takeaway

Lower port costs and faster clearance add about $16,514 gross profit per container under standard conditions. The margin delta is logistics control, not demand.

Detailed breakdown of shipment economics:

Use of Funds: Scaled to $1,008,000 Total

We are requesting $1,008,000 to execute our expansion strategy, maintaining the exact proportional distribution from our proven business model. This ensures no change to our successful pricing or unit economics, replicating our profitable approach in Antigua and Barbados.

This allocation directly supports operational readiness and financial stability in the new markets, covering all essential aspects from inventory to contingency planning.

Each country (Antigua and Barbados) will receive exactly half of these allocated amounts, totaling $504,000 per market.

T-12 Cash Plan: Month-by-Month with AR Lag

This detailed 12-month cash plan provides bank-ready transparency, accounting for every dollar invested and received. Sales are projected to begin in Month 5, with cash receipts following a typical 30-day accounts receivable lag, starting in Month 6.

Initial Capital Deployment

A significant portion of funds in Month 1 covers critical setup costs, including major CapEx for storage and fleet, initial inventory, and establishing reserves.

Staged Inventory & Port Fees

Inventory procurement and associated port fees are strategically staggered across Months 1, 3, 5, and 7 to align with sales projections and optimize cash flow.

Revenue Generation & Lag

Sales initiate in Month 5, with revenue collections beginning in Month 6 due to the 30-day accounts receivable cycle, impacting cash flow dynamics.

Dynamic Facility Draw

The facility draw adjusts monthly, accessing only the necessary funds to cover operational expenses and maintain reserves, minimizing interest accrual at 10.5% APR.

Cash Flow Summary (Dollars)

This table summarizes the total monthly cash uses, projected sales receipts, accrued interest expense, and the calculated facility draw required to maintain operations and cover expenditures.

Monthly Cash Flow Projections

A detailed breakdown of monthly financial uses and sources, providing insight into capital allocation and facility draw requirements.

The chart above illustrates the monthly facility draw, highlighting the initial significant draw in M1 and subsequent fluctuations.

Monthly Cash Flow Projections: Invoiced Revenue vs. Cash Receipts

This chart clearly illustrates the expected sales ramp-up and the subsequent impact of the 30-day accounts receivable lag on cash receipts. Understanding this delay is crucial for managing working capital effectively.

This projection highlights the steady growth in both invoiced revenue and the subsequent cash inflows, demonstrating the robust financial trajectory of our expansion.

Year 1 Financial Projections: Three Scenarios

We've modeled three distinct scenarios for Year 1, demonstrating a range of potential outcomes from conservative to optimistic. Our margins are carefully set to preserve a cushion below our performance in Haiti and the Dominican Republic, ensuring that even our pessimistic scenario avoids losses and maintains financial stability.

Five year baseline. Scaled from verified performance

Year 1 baseline at $1,008,000 with 22 percent net. 12 percent price cushion and operating cost impact held near 10 percent of gross return.

1
2
3
4
5
1

Year 1: $1.01M Revenue

2

Year 2: $1.61M Revenue

3

Year 3: $2.22M Revenue

4

Year 4: $2.82M Revenue

5

Year 5: $3.43M Revenue

These projections demonstrate a strong, consistent growth trajectory, scaling revenue from just over $1 million in Year 1 to more than $3.4 million by Year 5. This scaling is driven by our verified performance and strategic operational efficiencies, ensuring a stable net margin throughout the period. Our approach is designed to leverage existing market success and expand reach while maintaining fiscal discipline.

Five Year Growth Trajectory - Alternative View

Building from our $1.01M Year 1 foundation, we project consistent 22% net margins driving substantial cumulative returns over five years.

This chart clearly illustrates the projected revenue growth and corresponding net profit increases over the five-year period, demonstrating a strong upward trajectory.

$3.43M

Year 5 Revenue

Projected revenue by the fifth year.

22%

Consistent Net Margin

Our financial models maintain a consistent net margin across all five years.

$2.44M

Total Net Profit

Cumulative net profit generated over the five-year projection.

Revenue & Profit Scaling - Visual Dashboard

Our proven model scales predictably: 22% net margins maintained across all five years with disciplined operational execution.

$11.09M

Total 5-Year Revenue

The cumulative revenue over the five-year projection period.

$487,872

Average Annual Net Profit

Consistent profitability demonstrating strong operational efficiency.

This visual dashboard reinforces our commitment to strategic market expansion and leveraging operational efficiencies. The consistent net margin, coupled with aggressive but achievable revenue growth, positions us for long-term financial success and sustained value creation.

Banking Connectivity & Compliance

All repayments are processed in USD with full SWIFT traceability, ensuring secure and transparent international transactions.

Haiti

  • Unibank via Citibank New York (CITIUS33)
  • Sogebank via Bank of America (BOFAUS3N)

Dominican Republic

  • BanReservas via JPMorgan Chase (BRRDDOSD)
  • Banco Popular via Wells Fargo

Antigua & Barbados

  • CIBC FirstCaribbean
  • Republic Bank Barbados
  • ECAB

Repayment Options and Outcomes

We present two distinct repayment structures for the $1,008,000 ask, each designed to align with our growth strategy while offering attractive returns.

Option A: Balloon Repayment

This structure prioritizes liquidity during our critical scaling phase, deferring principal repayment until maturity.

  • Term: Five years
  • Interest: 10.5% annual, deferred and compounded
  • Maturity: Balloon payment of $1,660,626
  • No interim principal required

Five-Year Baseline Outcome (22% Net):

  • Lender Receives: $1,660,626
  • Net to JAACKCO: $778,734 (after debt)

Option B: Profit Participation

This option offers a lower fixed cost of capital, aligning a portion of the return with our success in unit sales.

  • Fixed Yield: 7% annual ($70,560 per year)
  • Variable Bonus: $3 per unit sold above a defined baseline
  • Distributions: Quarterly or semi-annual

Five-Year Baseline Outcome (22% Net):

  • Lender Receives: $352,800 (fixed, before unit bonus)
  • Net to JAACKCO: $2,086,560 (before unit bonus)

Security and Risk Controls

Our comprehensive security package and robust risk controls are designed to protect our assets and ensure consistent operational stability, providing a secure investment environment.

Security Package

  • First lien on inventory and receivables.
  • Controlled account with daily sweep.
  • Borrowing base at 60-70% of eligible receivables and 40-50% of eligible inventory.
  • Personal guarantees with step down after covenant compliance.
  • Corporate reserve account maintained at $250,000.
  • Cross collateralization across JAACKCO entities.
  • Insurance assignments naming lender as loss payee.

Risk Controls

  • Pricing cushion of 20-30%.
  • Inventory buffer of 60 days.
  • Alternate ports approved for flexibility.
  • On-site port manager with monthly presence.
  • Operating cost impact targeted at 10% of gross return.
  • Verified internal reporting with monthly packages and semi-annual reviews.
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